HIPAA Certificates Are No Longer Required As of January 1, 2015
Friday, December 12, 2014

Effective January 1, 2015, group health plans and insurers are no longer required to issue a certificate of creditable coverage (“HIPAA Certificate”) to individuals who lost group health plan coverage.  (See final regulations here). As a reminder, HIPAA Certificates were used by individuals to prove that they had continuous health coverage under a prior health plan in order to offset a preexisting condition exclusion period under a new health plan.  In light of the fact that the Affordable Care Act outlawed preexisting condition exclusions, there no longer is a need for such certificates.

 

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