Andrew R. Toftey

Andrew Toftey, Financial Lawyer, Ballard Spahr
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Professional Biography

Andrew Toftey advises financial institutions, financial technology companies, merchant processors and other payment providers on legal and regulatory matters, including commercial and consumer credit and prepaid transactions. He provides experienced, practical guidance on vendor agreements, proprietary network and payment structures and implementation of new payment products and services, including commercial, consumer, HSA, and white label card solutions.

Andrew previously served as senior counsel for U.S. Bank Corporate Payment Systems, supporting corporate cards, payment platforms, fuel and HSA card programs. Andrew additionally practiced with GE Capital, advising strategic sourcing/vendor management, product development, and commercial teams. Prior to working in-house, Andrew practiced with a large Minneapolis law firm.

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