June 28, 2022

Volume XII, Number 179

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June 28, 2022

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June 27, 2022

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Insurance Tips for Louisiana Disaster Recovery

Below is some basic information regarding insurance for disaster recovery:

  • The Federal Emergency Management Agency (“FEMA”) announced that policyholders under the National Flood Insurance Program (“NFIP”)  will be granted a 60-day extension to file a Proof of Loss with supporting documentation for claims related to the August 2016 flooding. This doubled the previous 60-day deadline imposed by the NFIP from the date of the flood event. See the FEMA announcement regarding the 60-day extension here.
  • A Proof of Loss package should include an itemization of damaged items, with photographs, receipts, and other supporting documentation evidencing the value of the damaged items. A Proof of Loss is necessary for the NFIP to make payment on a claim. You can read more about a Proof of Loss here.
  • Understanding flood maps can help assess risk for your residence and business. If you do not currently have flood insurance with the NFIP, or would like to learn more about different types of residential and commercial coverage, you can learn more at www.floodsmart.gov, which also contains various policyholder resources.
  • Contact your insurance company or call FEMA with any questions: 1-800-621-FEMA (3362), Monday through Friday from 8:00 a.m. to 6:00 p.m.

 

© 2022 Jones Walker LLPNational Law Review, Volume VI, Number 280
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About this Author

Graham Ryan Litigation Attorney Jones Walker Law Firm
Partner

Graham Ryan is a partner in the Litigation Practice Group. Graham resolves complex business disputes through civil litigation and appeals in federal and state courts for a diverse group of clients spanning numerous industries. He serves on the boards of numerous organizations.


Graham concentrates his practice on commercial civil litigation in federal and state courts, and has extensive experience in Louisiana substantive and procedural law and appeals. He has cross-industry litigation experience in the areas of business disputes, breach of contract, torts, real...

504-582-8370
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