May 21, 2019

Richard Q. Lafferty

Richard has over 25 years of experience helping financial institution clients of all sizes (some spanning multiple states and countries) with a broad range of complex legal matters, including the development of new products and services, operational issues, merger transitions, and the drafting and negotiating of numerous types of contracts and forms.

Representative Experience

  • Experienced in banking related laws including Regulations DD (Truth in Savings), E (electronic fund transfers), CC (funds availability/check collection), and D (reserves/deposit classifications); FDIC insurance regs; Electronic Signatures Act;  and various state laws including UCC Articles 3, 4 and 4A

  • Extensive knowledge of checking, savings and CD accounts, Health Savings Accounts, 529 plan college savings accounts, asset management sweep accounts, and services such as online and mobile banking, telephone banking, debit cards, ATMs, new payment technologies, foreign remittance transfers, night deposits, Deposit Account Control Agreements (DACAs), and numerous types of business treasury/cash management services including ACH, wire transfers, and Remote Deposit Capture

Articles in the National Law Review database by Richard Q. Lafferty

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