Brad chairs the firm’s Financial Services Regulatory Practice. His career began as a litigator focusing on consumer financial services litigation and defense of regulatory claims against chartered and non-chartered financial institutions, finance entities, and money services business. Following in the wake of the fiscal crisis, he began working with financial institutions, state-licensed lenders, money transmitters, non-traditional lenders, check cashers, and mortgage brokers on issues of regulatory compliance. As the regulatory environment facing financial institutions has changed and increased in complexity, he now spends most of his time counseling financial institutions in regulatory matters, including strategic agreements, product development, and operational compliance. Brad is a Certified Anti-Money Laundering Specialist (CAMS) by ACAMS and a Certified Regulatory Compliance Manager (CRCM) by the American Bankers Association.
A large portion of Brad's work focuses on bank and non-bank partnerships involving white-label deployments, FinTech partnerships, or payments and lending partnerships. The firm utilizes a multi-team approach, leveraging our corporate and securities, financial services, intellectual property, regulatory & compliance, and tax teams to develop an integrated, wrap-around solution for financial services companies exploring innovative products, relationships, and structures. This whole-client approach brings together attorneys with unique experience and talents to assist clients in navigating an increasingly complex world of deal structures, fundraising, transactions, technology, and financial regulations.
Brad works with a number of industry organizations focusing on financial institutions and regularly speaks on topics involving regulatory compliance for chartered and non-chartered financial institutions, FinTechs, and traditional lenders and payment providers. His speaking engagements have, in particular, focused on changing federal regulation of the money transmission and lending spaces in the post-Dodd Frank environment.
More Legal and Business Bylines From Dowse Bradwell "Brad" Rustin, IV
- NCUA Announces New Cyber Threat Reporting Requirement - (Posted On Tuesday, March 07, 2023)
- Analysis of CFPB Developments Regarding the BNPL Industry - (Posted On Tuesday, October 18, 2022)
- Adding Fuel to the Fire: Is the FDIC Inadvertently Encouraging Lawsuits Against Banks Over NSF Fees? - (Posted On Wednesday, September 21, 2022)
- Ukraine Invasion Creates ESG Shifts, Refocuses Nations on Economic Sovereignty, and Reemphasizes Central Bank Digital Currencies’ Risks and Benefits - (Posted On Tuesday, April 12, 2022)
- I’m From the Federal Government and I’m Here to Help: President Biden Signs Executive Order on Digital Assets - (Posted On Monday, March 14, 2022)
- DOJ Redlining Initiative Revealed - (Posted On Wednesday, March 09, 2022)
- Banks and FinTechs Beware: Here Come the Sanctions What We Can Learn from Previous OFAC Actions Involving FinTech Companies - (Posted On Tuesday, March 01, 2022)
- Bank-Model Partnerships: The New Banking Model for 2020 and Beyond - (Posted On Wednesday, August 11, 2021)
Nelson Mullins has been named a Go-To Thought Leader in the field of cryptocurrency and blockchain law by the National Law Review. Throughout 2022, Nelson Mullins’ attorneys provided stellar thought leadership on all aspects of cryptocurrency legislation and regulation, including President Biden’s executive order, exchange assets in bankruptcy, and environmental regulations in crypto. Firm authors on this topic include (but are not limited to): Richard B Levin, Matthew G. Lindenbaum, Robert L. Lindholm, Craig Nazzaro, Dowse Bradwell "Brad" Rustin, IV, Anastasia D. Stull, Nicolette Corso Vilmos, Jeffrey M. Kelly, and Jeffrey E. Joseph.