John J. Culhane, Jr, a partner with Ballard Spahr known for his work advising clients on banking agency and  Consumer Financial Protection Bureau (CFPB) compliance examinations, the defense of attorney general investigations and banking agency enforcement actions, was recognized as a 2019 National Law Review Go-To Thought Leader for his writings on financial industry regulation.  Mr. Culhane's experience working in-house with various financial institutions and as a senior attorney (section chief) with the National Credit Union Administration, is especially helpful in his analysis of the CFPB  and his articles on of the New York Department of Financial Services and his thought leadership is constantly well-read by NLR subscribers.