Janet Wagner focuses her practice on banking and commercial financing transactions. She provides trusted counsel, exacting documentation and clear communication to commercial banks, credit unions, institutional lenders, insurance companies and other lenders in a wide range of commercial and real estate financing matters.

A highly skilled attorney with extensive experience in analyzing transactions in the banking, corporate and real estate areas, Janet enjoys creating documents that reflect the exact intentions of the transaction, especially when the transaction is challenging and more unusual. With her comprehensive knowledge of all phases of a loan or credit transaction, she is able to chart the progress of a matter while explaining the technicalities and route to a successful closing.

Janet feels that the path to a successful transaction is through well-crafted documentation. In addition, she will always look ahead to consider what might be needed during the implementation process and any regulatory audits or exams that may arise. She takes pleasure in working with her clients to construct language that is clear, precise and transparent. She values listening to her clients and not only providing what they need at that moment, but thinking ahead, talking through the structure of a deal and smoothing over any troublesome issues. She offers the solutions to problems, but also provides an analysis of the issue.

She takes great pride in getting to know her clients on a personal as well as professional level, learning from them as well as striving to share her knowledge. She defines client service as responsiveness and truly looking out for her clients’ interests.

Janet has been accepted as a fellow of the prestigious American College of Mortgage Attorneys (ACMA). Formed in 1974, ACMA is comprised of lawyers in North America who are authorities in mortgage law. The members of ACMA or fellows share a commitment to giving back to their profession, improving and reforming laws and procedures affecting real estate secured transactions and raising the level of performance of lawyers practicing in this area. Fellows have distinguished themselves as practitioners in the field of real estate mortgage law through their skills and practice experience, knowledge, professionalism and related accomplishments that are significant to mortgage transactions.