September 29, 2022

Volume XII, Number 272

Dowse Bradwell "Brad" Rustin, IV

Brad chairs the firm’s Financial Services Regulatory Practice. His career began as a litigator focusing on consumer financial services litigation and defense of regulatory claims against chartered and non-chartered financial institutions, finance entities, and money services business. Following in the wake of the fiscal crisis, he began working with financial institutions, state-licensed lenders, money transmitters, non-traditional lenders, check cashers, and mortgage brokers on issues of regulatory compliance. As the regulatory environment facing financial institutions has changed and increased in complexity, he now spends most of his time counseling financial institutions in regulatory matters, including strategic agreements, product development, and operational compliance. Brad is a Certified Anti-Money Laundering Specialist (CAMS) by ACAMS and a Certified Regulatory Compliance Manager (CRCM) by the American Bankers Association.   

A large portion of Brad's work focuses on bank and non-bank partnerships involving white-label deployments, FinTech partnerships, or payments and lending partnerships. The firm utilizes a multi-team approach, leveraging our corporate and securities, financial services, intellectual property, regulatory & compliance, and tax teams to develop an integrated, wrap-around solution for financial services companies exploring innovative products, relationships, and structures. This whole-client approach brings together attorneys with unique experience and talents to assist clients in navigating an increasingly complex world of deal structures, fundraising, transactions, technology, and financial regulations. 

Brad works with a number of industry organizations focusing on financial institutions and regularly speaks on topics involving regulatory compliance for chartered and non-chartered financial institutions, FinTechs, and traditional lenders and payment providers. His speaking engagements have, in particular, focused on changing federal regulation of the money transmission and lending spaces in the post-Dodd Frank environment.

Articles in the National Law Review database by Dowse Bradwell "Brad" Rustin, IV