January 17, 2022

Volume XII, Number 17

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January 15, 2022

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West Virginia Insurance Commissioner Issues Guidance on "Full Coverage" Policies

The Office of the Insurance Commissioner (“OIC”) issued its West Virginia Insurance Bulletin 21-02 discouraging carriers against marketing the sale of “full coverage” automobile insurance policies.  Because the term “full coverage” is not defined in West Virginia, the OIC cautions that its use could be misleading or confusing. Please consider sharing this Bulletin with agents and those in your marketing department responsible for sales in West Virginia. 

Click here to view the Bulletin.

© Steptoe & Johnson PLLC. All Rights Reserved.National Law Review, Volume XI, Number 43
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About this Author

Melanie Morgan Norris, Attorney, Insurance, Steptoe & Johnson Law Firm
Of Counsel

Melanie Norris concentrates her practice in the areas of direct representation of insurance companies in response to extra-contractual claims, insurance arson and fraud investigation, insurance coverage opinions and disputes, and general personal injury and commercial litigation defense.  Ms. Norris' practice also includes energy litigation and mine safety and health law.  She is co-leader of the firm's Insurance Company Team.

304-231-0460
Laurie Barbe, insurance claims lawyer, Steptoe Johnson, Morgantown law firm
Member

Laurie Barbe represents insurance companies in response to first and third party insurance claims and defends individuals and businesses in claims involving personal injury, wrongful death, products liability and property damage. She has also been involved in appellate proceedings before the Supreme Court of Appeals of West Virginia and the United States Court of Appeals for the Fourth Circuit.

Key Experience

Provided assistance to insurance companies writing new business in West Virginia to assure their policies are in compliance with applicable laws and regulations

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304-598-8113
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